Therapy Rates and Insurance Information
A standard 50-minute psychotherapy session is offered, although more time can be requested at an additional rate.
Self-Pay Rates (without insurance coverage)
- Many self-pay options are accepted
- Some sliding scale/low fee slots are available.
- Individual session: Up to $190
- Couples/Family session: Up to $210
ACCEPTED PAYMENT TYPES
Accepted payment methods include cash, checks, all major credit cards, debit cards, and Health Savings Account (HSA/FSA) cards. All payment is due at the time of service.
ACCEPTED INSURANCE OPTIONS
We are currently In network with Tricare, TriWest, Kaiser, MHN, Cigna, and Medicare. Although we are updating this frequently so please reach out to see your insurance is added to the list.
OTHER INSURANCE OPTIONS
Your privacy and ability to choose your own therapist is important and private pay allows you the freedom to choose whomever is the best fit for you and decide who has access to your care (records).
Due to the variance in insurance coverage, HM Psychology encourages the private pay format for those who have insurance outside of those currently accepted. We can provide services as an out-of-network provider to accommodate your particular insurance, and many clients prefer this option. Each month, we can provide you with a receipt of services (a “Super Bill”) for you to submit to your insurance company for possible reimbursement should you choose to do so. We would love to talk more about how we can be of help and would be happy to discuss the super bill process.
Below is some information that might help you make the most informed decision about whether or not you choose to use your insurance when seeking services:
- If you use your insurance, we are required to share your private health information with your insurance company. This is one of the main reasons we don’t take many insurances. When we work without being under the microscope of insurance, we can do the type of work that is best for you, in a timeframe that suits your needs – even if it doesn’t fall into the approved model of care of your insurance company
- Many insurance plans have high deductibles. You may be among the growing number of people who must pay a deductible amount before the insurance company will reimburse for any services. If that’s the case, you’ll be paying out of pocket even if you see someone in your network.
Insurance Deductible VS Copayment
What is a Deductible?
A deductible is the amount of money you must pay out-of-pocket towards covered benefits before your health insurance starts paying. This amount is set is set by insurance company and HMPS cannot alter or change this amount and is paid at the time you have your appointment.
What is a Copay/Copayment?
A copay is a fixed out-of-pocket amount paid by you (the insured) for covered services once your deductible has been met. This amount is paid when you receive care.